Step 01
Snap it.
Take a picture of any receipt or invoice — paper, screenshot, or PDF. Hearth accepts them all.
A calm AI copilot · for freelancers & small business
Bookkeeping
that takes care
of itself.
Snap a receipt. Hearth reads it, files it, and keeps you ready for tax. No spreadsheets. No accounting jargon. Just your numbers, in plain English.
Your books, encrypted & private. No card required.
Receipt · today
Café Mollien
Espresso ×24.80
VAT 10%0.44
Total EUR4.80
Filed under Meals · Client
Why Hearth
Accounting shouldn't feel like a Sunday-night dread.
You started a business to do the work you love — not to wrestle with tax forms, expense categories, and shoeboxes of receipts. Hearth handles the paperwork so you can think about anything else.
How it works
Three calm steps.
Step 02
Hearth files it.
Vendor, date, total, VAT, and a smart category are extracted in seconds. Review or just approve.
Step 03
You're tax-ready.
Your books stay clean. Estimates for VAT and tax update automatically. Export anytime.
Capture & extract
From shoebox chaos to clean lines.
Hearth reads merchant, date, amount and tax — even from crumpled thermal paper. You confirm with one tap and it's in your books.
- Works with photos, PDFs and screenshots
- Smart category suggestions you can tune
- Multi-currency, with live conversion
The copilot
Ask anything about your money.
Hearth's copilot reads your actual books and answers in plain language. No charts to decipher. No accountant lingo. Just clear answers — with the numbers to back them up.
- "How much did I spend on software this quarter?"
- "Am I ready for next VAT return?"
- "Which expenses are usually deductible for a designer?"
Hearth copilotQ3 · 2026
How much did I spend on software this quarter?
In Q3 you spent €842.30 across 7 software subscriptions. That's 12% less than Q2.
Figma180.00
Adobe CC239.40
Notion96.00
Linear120.00
Other ×3206.90
Am I ready for VAT?
Almost. You've collected €1,420 in VAT and deducted €612. Net due to file by Oct 31: €808.
Pricing
Simple plans, billed monthly.
Cancel anytime. No paperwork.
Free
Get a feel for calm books.
€0/mo
- 10 receipts / month
- AI categorisation
- Copilot — basic
- CSV export
Pro
For active freelancers.
€12/mo
- Unlimited receipts
- VAT estimator
- Copilot — unlimited
- Tax-ready exports (PDF & CSV)
Business
Small teams & consultants.
€29/mo
- Everything in Pro
- Multi-currency
- Priority support
- Accountant access (soon)
FAQ
Common questions.
Do I need to know accounting?+
No. Hearth speaks plain English. It suggests categories, explains your numbers, and tells you what to provision for tax. You stay in control without learning the jargon.
Is my data private?+
Yes. Your books are encrypted at rest, scoped to your account, and never shared. The AI sees only the documents and questions you choose to send.
Can I export everything for my accountant?+
Of course. CSV and tax-ready PDF exports are available on every plan. Your accountant gets exactly what they need.
Does Hearth replace my accountant?+
Hearth is a copilot, not a replacement. Estimates and answers are indicative — for filing decisions, always confirm with a licensed professional.